With new-for-old policies, so that any item that is damaged is immediately replaced with a like-for-like new product. It means that you will get a nice new equipment rather than just the amount of money that the old one was worth.
This is a type of business insurance policy which provides a very broad level of cover. In our policy it also includes cover for hire of alternative equipment free of charge.
On an All Risks policy this will still contain some specific exclusions that we will point out to you.
Yes you can, you can also add the following onto the policy at any time.
Every Post Production Company is different as the conditions and location vary for each business. However majority of claims are for broken or lost equipment. In the unlikely event of a loss you can't afford to replace all of it in one go. Insuring your equipment, means you don’t have to worry.
You should have some Public Liability insurance too, because third parties and their property also need looking after. If you or your equipment accidently damage something or someone, you can be sued for compensation. Public liability insurance means your insurer picks up the tab instead.
If you have employees (including part-timers, unpaid helpers, temps and interns) the Health and Safety Executive wants you to have employers’ liability insurance. This is a legal requirement.
If you value your brand reputation, it’s good practice to carry some Professional Indemnity insurance. This will cover the work you do, and cover you for any actions taken by a client who might feel your work was not right. We include this within all our policies as standard as it's that important’
The simple answer is that we have been doing this for many years and that experience means you are getting a dedicated policy specific to your risks. We do all the hard work so you can have peace of mind. That’s why our many satisfied customers keep coming back.
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