Under a new-for-old policy you will recieve the brand new repalcement value of your equipment, not the second hand value.
This is a type of equipment insurance policy which provides a very broad level of cover. In our policy it also includes cover for hire of alternative equipment free of charge.
On an All Risks policy this will still contain some specific exclusions that we will point out to you.
Yes you can, you can also add the following onto the policy at any time.
Every Sound Recordist requires slightly different cover. However most will want to start with cover for thier equipment and many will also wan tto covre hired in equipment.
You should also have some Public Liability insurance too, because third parties and their property also need looking after. If you accidently damage something or someone, you can be sued for compensation. Public liability insurance means your insurer picks up the tab instead.
If you have employees (including part-timers, unpaid helpers, temps and interns) the Health and Safety Executive wants you to have employers’ liability insurance. This is a legal requirment.
If you value your brand reputation, it’s good practice to carry some Professional Indemnity insurance. This will cover you should a client be unhappy with the work you have done. We include this within all our policies as standard as it's that important.
The simple answer is that we have been providing the best policy at the best price for over 20 years. You are getting a policy specifically designed for Cameramen and women. We do all the hard work so you can have peace of mind. The hundreds of satisfied customers that keep coming back every year is our best advertisment.
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